O'Reilly Property Group

logo eXp Luxury
Cost of Living in Eugene, Oregon

Overview & Cost of Living in Eugene, Oregon | Updated 2022

You don’t have to look far to see why individuals from all over the world are flocking to Eugene. Eugene, located in the Willamette Valley, is a city with a lot more to offer than meets the eye.

The city has a distinct and diverse culture, as well as numerous possibilities to enjoy the great outdoors and a pleasant, laid-back vibe. Eugene’s dynamic atmosphere may just be what you need to get away from the rush and excitement of demanding life in the city or to avoid the overpriced expenses of uninteresting suburbs.

Before making the decision of moving anywhere it’s important to ensure that your finances are ready for that city. Read our extensive updated research on the cost of living in Eugene Oregon before making a decision!

living expenses being calculated on a piece of paper

At the O’Reilly Property Group, we are here to help you each step of the way, so contact us immediately if you need some local assistance finding the house in Eugene you want at a reasonable price.

What is it like to Live in Eugene?

Eugene, Oregon is located 60 miles west of the Pacific Ocean and 100 miles east of the Cascade Mountains. Eugene, labeled “A Great City for the Arts and Outdoors,” boasts a strong local arts and cultural scene in tandem with expansive recreational choices, like a few other cities in the United States. Ballet Fantastique, the Eugene Ballet, the Eugene Opera, and the Eugene Symphony are among the performing arts available in the Eugene region. There are plenty of interesting things to do in Eugene.

Murals and graffiti art on state buildings, in parks, and across neighborhoods ooze out of coffee shops and galleries.

It has Skinner Butte and Alton Baker Park on the north side of town. It is split by the Willamette River. There is a wild forest and Ridgeline Trail leading up to Spencer Butte in the south. From Fern Ridge Reservoir west of the city to the Mount Pisgah Arboretum on Eugene’s southeast, biking and hiking trails abound.

How is the weather in Eugene, Oregon?

Eugene is a pleasant, fruitful zone, sandwiched between a coastline that moderates temperature variations and a highlands that supports cloud formation. There will be rainfall and gloom for eight months out of the year, but the outside will still be accessible. There will be dazzling, warm sunlight shining on blossoming green sheaths for roughly three months of the year.

If you can endure the rain, it’s a beautiful place.

bright tall buildings in the night

Cost of Living in Eugene

Eugene has a community of 165,997 people and is located in Lane County, Oregon. For a single adult in Eugene, the total housing costs, groceries, childcare services, commuting, medical services, taxes, and other needs are $35,551 per year, which is less than Oregon’s yearly cost of living of $39,787 and the national number of $38,433.

The cost of living in Eugene including over 29,000 other towns and cities in the United States can be estimated using statistics from the nonprofit research institute Economic Policy Institute. 


Oregon Average

National Average 




Housing Affordability

One of the most significant components of living costs is housing. The typical house value in Eugene is $272,000, which is more than the national average home price of $204,900. The average price of a home constructed before 1939 is $310,700, whereas the typical price of a home constructed after 2014 is $396,700.

Renting might be a less expensive option than buying a property. In Eugene, 52.10 percent of occupied residences are leased, which is higher than the national renter rate of 36.2 percent. Eugene renters pay $988 per month on average, which is more than the national average of $1,023 per month.

One of the most important drivers of housing affordability, aside from house value, is local income. Housing price ratios range from roughly 1 in the least costly areas to more than 10 in the nation’s most expensive markets, despite the fact that the average price of a home in the United States is 3.4 times the $60,293 median household income. The typical household income in Eugene is $49,029, which is 5.5 times the average home value.

the person making a payment with credit card

Health Care

Out-of-pocket health care expenditures and insurance premiums in Eugene are somewhat lower than the national average, but they are in accordance with what they are in Oregon as a whole.

The average cost of health care for a single adult residing in the region is $3,895 annually, compared to $3,908 in Oregon and $4,266 nationally.

Costs of Child Care

Child care costs tens of thousands of dollars each year for families with children. The average yearly cost of child care in Eugene for two kids — one 8-year-old and one 4-year-old — is around $16,963, which is around $900 less than the statewide average of $17,839. Meanwhile, daycare costs for two children are at the national average of $15,853 per year. 

Costs Schools

It can be hard to move to a new location, especially if you have kids to consider. It requires a lot of study into school districts, educational data, and deciding which schools to send your children to in the first place.

Finding the best school to send your children to can be tricky. Check out the best schools in Eugene, Oregon here

For parents who consider sending their children to private schools, here’s the tuition fees. 

The Annual Tuition Fee for Private Schools

Private Preschool


Private Elementary School


Private High School


Costs of Food

Another daily item that has a substantial influence on overall living costs is food. The food costs vary from place to place and city to city, according to data from the United States Department of Agriculture.

In Eugene, a single adult spends $3,164 on food annually, whereas a typical family spends $9,137. For example, a single adult’s annual food expenses in Oregon and the United States are $3,279 and $3,240, respectively, while a family of four’s annual food expenditures is $9,470 and $9,354, respectively. These estimates are based on a nutrient-dense meal purchased at a supermarket and cooked at home.

Annual Food Costs

Eugene Average

Oregon Average 

National Average

A Single Adult




A Family of Four





Taxes are one of the few costs that differ significantly from city to city and town to town. The typical adult employed in Eugene, Oregon spends $6,782 per year after federal and state income taxes, and also Social Security payments and Medicare payroll taxes – a low figure in comparison to the statewide median of $7,784.


Transportation expenditures can account for a significant portion of the total cost of living. In Eugene, commuters drive 75.20 percent of cases, as opposed to 85.5 percent in the rest of the country. The percentage of employees that commute to work outside of Eugene is expected to be 27.40 percent, which is lower than the 43.7 percent of travelers who work and live in other cities throughout the country.

Eugene’s average commute time is 18.2 minutes, compared to a national average of 26.6 minutes. The EPI (the Economic Policy Institute) predicts that a single individual in Eugene pays $9,943 on transportation per year, which is similar to the national median of $9,760.

Overview & Cost of Living in Eugene, Oregon

What are the most expensive neighborhoods in Eugene Oregon?

College Hill

College Hill is a community that connects Friendly to the east. The majority of the old houses in this area are luxurious. The neighborhood consists primarily of single-family houses on mountainous terrain with narrow streets and lovely walkways.

Though Friendly real estate is unique from College Hill, contemporary housing expansions in Friendly are pushing property values higher in the future, making it a fantastic spot to invest.

Cal Young Neighborhood

Look no farther than the Cal Young area if you’re seeking a luxurious setting with easy access to amenities. Cal Young, located immediately north of the Willamette River, has a wide range of housing possibilities. Home prices range from $300,000 to $400,000, while the neighborhood also services some of Eugene’s most upscale subdivisions.

The homes along the Willamette River and near Goodpasture Island Loop, in particular, are among the most sumptuous in the city. The Eugene Country Club and Oakway Golf Course are both within walking distance.

You’ll have quick access to several of the city’s greatest retail malls whether you’re looking for houses in the upper-end category or not. In Cal Young, delectable dinners and excellent beverages are never far away!

Apart from these, here are some of the best neighborhoods to live in Eugene.

Final Thoughts

The Eugene area, with its rich green woods, windswept plains, and craggy coastal access, offers a vibrant and passionate lifestyle to anybody who chooses to relocate there. The city is both interesting and cheap, with a vibrant arts scene that is formed by and molded by its inhabitants.

Moving to Eugene, Oregon, is a significant choice for many individuals, especially those wanting to settle down and build a new home in the city, despite the good and bad times of relocating. Make sure you have the greatest real estate professionals on your side to assure you have the highest chance of success in locating the ideal house, especially in a buyer’s market.

In our years of service, Eileen O’Reilly Property Group has developed a thorough understanding of the Eugene real estate market, and we have a strong track record of achieving desired results for our customers when things get tough. Contact the professional staff at Eileen O’Reilly Property Group now for comprehensive assistance in moving into your ideal house in Eugene, Oregon.

Eileen O'Reilly