House keys held in front of a home entrance
Tools & Resources

Better information
better decisions.

Use Eileen's suite of calculators, explore live mortgage rates, and build the financial understanding you need before your next move.

Live National Mortgage Rates
—
30-Year Fixed
—
15-Year Fixed
—
5/1 ARM
Loading rates…
Financial Calculators

Run the numbers
before you decide.

Choose a calculator below. Each one is designed to give you a clearer picture of one aspect of your transaction — use as many as you need.

Monthly Payment Calculator

Your Estimate

Principal & Interest—
Property Tax (monthly)—
Insurance (monthly)—
Total Monthly Payment—
Total Interest Paid—

Estimates are illustrative only and do not include HOA fees, PMI, or other costs. Speak with a lender for a formal quote.

Affordability Calculator

Your Estimate

Max Home Price (28% rule)—
Max Home Price (36% rule)—
Max Monthly Payment—
Loan Amount—

Based on common lender guidelines. Actual approval depends on credit, employment history, and lender criteria.

Refinance Savings Calculator

Your Estimate

Current Monthly Payment—
New Monthly Payment—
Monthly Savings—
Break-Even Point—
5-Year Net Savings—

Estimates do not account for taxes, PMI changes, or remaining term on your current loan.

Rent vs Buy Calculator

Your Estimate

Total Rent Cost—
Total Buying Cost—
Estimated Home Value—
Estimated Equity Built—
Net Advantage—

A simplified comparison. Excludes maintenance, insurance, taxes, rent increases, and investment opportunity costs.

Home Sale Proceeds

Your Estimate

Gross Sale Price—
Less: Agent Commission—
Less: Closing Costs—
Less: Mortgage Payoff—
Estimated Net Proceeds—

An estimate only. Your final proceeds depend on exact closing statement figures, prorated costs, and any liens on the property.

Down Payment Savings Planner

Your Estimate

Amount Still Needed—
Months to Goal—
Target Date—
Interest Earned—

Assumes consistent monthly savings and a fixed return rate. Actual results vary based on your savings vehicle and market conditions.

Closing Cost Estimator

Your Estimate

Lender / Origination Fees—
Title & Escrow—
Prepaid Items—
Government Recording—
Total Estimated Closing Costs—

Oregon-based estimates. Actual costs vary by county, lender, and transaction specifics. Request a Loan Estimate from your lender for exact figures.

Equity Growth Projector

Your Estimate

Projected Home Value—
Remaining Loan Balance—
Total Equity—
Equity Gain from Appreciation—
Equity Gain from Paydown—

Appreciation is not guaranteed and varies significantly by market and property. This projection is for planning purposes only.

Disclaimer: All calculators provide estimates for general informational and planning purposes only. They do not constitute financial, legal, or real estate advice. Figures are based on simplified formulas and standard assumptions which may differ from your actual transaction. Consult a licensed lender, financial advisor, or real estate professional before making any decision based on these estimates. O'Reilly Property Group makes no warranty as to the accuracy of these calculations.
Silver Falls State Park, Oregon
Questions? Let's Talk

The numbers make
more sense together.

Eileen can walk you through what these estimates mean for your specific situation and help you build a realistic plan for your next move.

Call 541-287-6424